Clarity before you enroll. Confidence after.
An Independent Medicare Health Insurance Professional Agency
— Not an Official Government Website Not affiliated with, sponsored by, or endorsed by Devoted Health—
Independently contracted to offer Devoted Health & other plans below
Who I am & Disclaimers
Let get off on the right foot.
Hello, I'm Paul Scallan
I'm a father, a Medicare enrollee, and an independent agent who has helped thousands of families across the country find the right plan for their real life. No fees. No pressure. Just straight information, including the parts most people don't find out until it's too late — like lock-in periods and plan exceptions. Medicare changes every year and the fine print matters. I'm here to give you the full picture, before and after enrollment. I enjoy helping low income and isolated seniors. I spoke at Medicarians 2026 in Las, Vegas on how I help using postcards and videos for digitally isolated. I also help other Health Agents with my company Agentzsee.com
Not an Official Government Website
We do not offer every plan available in your area.
We are exclusively focused on Senior Health Insurance & Enrollment Assistance,
including assistance with coordinating with state and federal entities.
Any information we provide is limited to the plans we are contracted to offer.
My NPN # is 18182739
OFFICIAL U.S. Government Site of MEDICARE is
www.medicare.gov
1-800-MEDICARE
(1-800-633-4227)
Or call your state S.H.I.P ( State Health Insurance Program)
https://www.shiphelp.orgt's a life.
CHAT here or TEXT or email me your questions in the chat so I can guide you if you would like help. Never a Fee.
The Matrix To View your Health Insurance Decisions
HEALTH.
FINANCES
LOCATION
LIFESTYLE
Generally ( but not always)
There are 2 "main" ways to get your Medicare coverage
Original Medicare or Medicare Advantage
There are other ways to get your Medicare Delivered, but these are the two Main ways
Each choice has rules and considerations
Original Medicare on the Left
Medicare Advantage on the Right
( See Image Above "What are my Medicare coverage choices")
Medicare, the Federal Health Insurance Program for people ages 65 and over and younger people with long-term disabilities, plays a major role in the U.S. health care system. Medicare provides health insurance coverage for more than
65 million people, nearly 20% of the U.S population – a share which will grow larger in the coming decades
2027 Medicare & You coming Soon
Official Government Publication (medicare.gov)
Medicare & You 2026
5 Steps to Get Started
#1
Determine Your Enrollment Period
#2
Learn About Medicare Parts
#3
Estimate Out-of-Pocket Costs
#4
Check for Additional Benefits
#5
Consult a Medicare Expert or state S.H.I.P. Office
AsK Violet the Chat bot or send email to [email protected] or call
504-233-7474 and ask your Medicare Questions to the Voice AI trained to answer general questions.
Hola!
Violeta habla español !
NEED A QUICK ANSWER?
Call or Text YOUR MEDICARE QUESTIONS to Violet
TO GET INSTANT ANSWERS :
(888) 218-5391
L E T'S T A L K
Never a Fee for our Services
Enrollment Periods
When can I sign up?
There are specific times when you can join a Medicare Advantage or Medicare drug plan, or make changes to your existing Medicare coverage:
During your Initial Enrollment Period (IEP) when you first become eligible for Medicare, or when you turn 65. During certain yearly enrollment periods.
Under certain circumstances if you qualify for a Special Enrollment Period (SEP) See below. Also, don't forget the Annual Enrollment Period (AEP), Open Enrollment Period (OEP) & the General Enrollment Period (GEP)
Initial Enrollment Periods
Your first chance to sign up for Medicare is called your Initial Enrollment Period. It lasts for 7 months. If you’re eligible for
Medicare because of your age, the Initial Enrollment Period starts 3 months before you turn 65, and ends 3 months after the month you turn 65.
General Enrollment Period
This is
a three-month period each year when people can sign up for
Medicare: January 1 to March 31 known as the General Enrollment Period (GEP)
During this period you can leave from one Medicare Advantage plan to another Medicare Advantage plan or go back to Original Medicare .
Annual Enrollment Period
This happens every year.
October 15–December 7
also
Medicare Advantage
Open Enrollment Period
If you’re already enrolled in a Medicare Advantage Plan, this period is the same time frame as the General Enrollment Period & runs from
January 1– March 31
Other Enrollment Periods are available -speak to a Medicare Health Agent
Special Enrollment Periods
You can make changes to your Medicare Advantage and Medicare drug coverage when certain events happen in your life, like if you move or you lose other coverage. A Federal Disaster, Gaining or Losing MediCAID , going in or out of an Institution, being released from incarceration and many more.
These are chances to make changes are called Special Enrollment Periods (SEP) There are many events that may qualify you for a these special periods, check with Medicare.gov or a Medicare Professional
Every policyholder has a story — and an inherent dignity.
For millions of seniors, Medicare decisions are complex and overwhelming. The system's fragmentation adds confusion on top of vulnerability. Yet the people we serve are remarkable — resilient, beautiful, made in the image and likeness of God.
I watched clients and family members struggle with that confusion firsthand. Their stories, and the trust they placed in me, are my why.
I appreciate medical teams, agents and agencies who guide, protect, and advocate for them every day.
Because what's at stake for clients is not a transaction. It's a life.
Hello, I'm Paul Scallan and I have helped hundreds of families with Medicare decisions.
Each family has unique considerations, and most Medicare options have rules & exceptions.
Where you live, your health and your personal circumstances all may be a consideration in matching you with the best plan
I am Not affiliated with or endorsed by the U.S. government, Medicare, CMS, or Social Security. We do not offer every plan available in your area.
I attempt to be a non-biased source of information and guide your best options. No fees are ever charged to clients.
You will find resources to State & Federal websites, classes and community.
My NPN # is 18182739
I am here to help you.
DISCLAIMER : By entering your name and information and clicking the Submit button, you are consenting to receive calls, emails or texts regarding Medicare Advantage and Medicare Supplement plans and engage with a licensed insurance agent. You may opt out of these communications at any time by clicking the box below if you wish to discontinue any of these communications.
© 2026-2027 Medicare and Wellbeing - We are NOT affiliated , work for or represent the Federal Government, Social Security , Medicare or any State or Federal agency.
Paul Scallan has his resident license in the State of North Carolina Lic. All Rights Reserved - Terms & Privacy Apply
Facebook
Youtube