Resources Below
Helpful Resources
Social Security : ssa.gov
https://secure.ssa.gov/ICON/main.jsp
Community Resource Guide
https://www.communityresourcefinder.org/
Medicare & You Official Handbook : www.medicare.gov/medicare-and-you
Apply for "Extra Help" ( also known as LIS) for Part D (prescriptions Meds) :
www.ssa.gov/medicare/part-d-extra-help
National Council on Aging : benefitscheckup.org/
State Medicaid : www.medicaid.gov
Monthly Draft for Medicare Part B "Easy Pay" : www.medicare.gov/medicare-easy-pay
CREATE YOUR MEDICARE ACCOUNT HERE : Create a Medicare Account
Apply for Medicare Entitlements ( Part A & Part B )
Local Medicare Office :
https://secure.ssa.gov/ICON/main.jsp
Online Social Security App :
Medicare Questions :
Medicare Income Related Monthly Adjustment Amount
( Life Changing Event)
Below is a Presentation from S.H.I.P. from several years ago, so the costs have changed.
State Health Insurance Assistance Program
Every State has their own branch
State Health Insurance Assistance Programs ( SHIP) :
Original Medicare vs. Medicare Advantage
Medicare Enrollment Periods
Cost Share
Special Need Plans
Special Enrollment Periods
Text Your Questions to :
504-233-6474
Helpful Resources
Social Security
Medicare & You Official Handbook
www.medicare.gov/medicare-and-you
Apply for "Extra Help" for Part D (prescriptions Meds)
www.ssa.gov/medicare/part-d-extra-help
National Council on Aging
State Health Insurance Assistance Programs ( SHIP)
State Medicaid :
Monthly Draft for Medicare Part B "Easy Pay" :
www.medicare.gov/medicare-easy-pay
Create a Medicare Account : Here
Apply for Medicare Entitlements
Local Medicare Office :
https://secure.ssa.gov/ICON/main.jsp
Online Social Security App :
Medicare Questions :
Create Your Medicare Account : Here
... More Questions? Just send me a chat :
TEXT 504-233-6474
or use the chat widget
About 11% of people have special options with entities such as Unions, State employees and other groups .
Always get your facts correct with your group insurance before leaving your group.
Your Health, Finances, Lifestyle & Location are good criteria to consider before choosing
Option 1 or Option 2 in the diagram on the prior page.
However
If you have special coverage from an Employer group like a Union , State or Federal agency, please consult with them before making changes. Once you leave a group is may not be possible to go back to it.
There are rules about changing from one side to the other, and some mistakes can be expensive.
Also
If you have been on State Medicaid and turn 65 , & still qualify to keep that Medicaid, it usually will become the secondary insurance and Medicare will be the primary insurance. The levels of Medicaid are determined by complex factors, income being primary.
About half of all Medicare enrollees are in Option 1 or 2 , but that is not the whole story.
Most People enrolling into Medicare usually have two main paths (shown in the federal document below ) as to how to get their Medicare "delivered".
What are my Medicare coverage choices?
There are 2 main ways to get your Medicare coverage.
OPTION 1
Original Medicare
This includes Part A and B.
Part A
Hospital Insurance
Part B
Medical Insurance
You can add:
Part D
Medicare Prescription Drug Coverage
You can also add:
Medigap
Medicare Supplement Coverage
(Medigap policies help pay your out-of-pocket costs in Original Medicare)
OPTION 2
Medicare Advantage (Part C)
These plans are like HMOs or PPOs, and typically include Part A, B, and D.
Part A
Hospital Insurance
Part B
Medical Insurance
Part D
Medicare Prescription Drug Coverage
(Most plans cover prescription drugs. If yours doesn't, you may be able to join a separate Part D plan.
Some Low income Medicare enrollees will get to keep their State-Medicaid while on Medicare, these are known as "Dual Eligibles". Each state has unique rules abound this related to income among other factors.
Your Part B ( Medical ) will be is the Largest share of your expenses
LIS - Low income subsidy is a Federal Program, also known as Extra Help - can help some low income households qualify for cost assistance with Prescription Medications
Some Low income Medicare enrollees will get to keep their State-Medicaid while on Medicare, these are known as "Dual Eligibles". Each state has unique rules abound this related to income among other factors.
Your Part B ( Medical ) will be is the Largest share of your expenses
LIS - Low income subsidy is a Federal Program, also known as Extra Help - can help some low income households qualify for cost assistance with Prescription Medications
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